Cost of Attendance & Award Amount
ÐÓ°ÉÔ´´ estimates the Cost of Attendance (COA) and provides students with projected educational costs. The COA is used by ÐÓ°ÉÔ´´ Financial Aid to determine students' financial need and aid eligibility.
The COA takes into account tuition and fees; and allowances for food and housing; books, course materials, supplies, and equipment; transportation; loan fees; and miscellaneous personal expenses that should be considered when you plan to attend ÐÓ°ÉÔ´´. Each student’s COA will vary depending on the student's academic program, actual enrolled credit load, residency, and living situation.
- SAI determines Federal Pell Grant eligibility for students who have not earned a first bachelor's degree. Â
- The Federal Supplemental Educational Opportunity Grant (FSEOG) is need-based, and amounts are set at a specific dollar amount each year depending on the available funding; once funding is exhausted, no further FSEOG awards can be made.
- Federal Direct Loan offers are based on a combination of factors, including the student's grade level, financial need, number of credits enrolled, dependency status, and borrowing history.
After being admitted to ÐÓ°ÉÔ´´ and completing the FAFSA, your college financing plan will help you assess your total costs of attending ÐÓ°ÉÔ´´. The plan presents information about costs and financial aid in a simplified format so that you can easily determine how much you may need to pay out-of-pocket to attend school, and use that information to make informed decisions. You will be able to view the plan once you have been awarded aid for the required academic year.
Leaving the University
Federal student aid is awarded with the assumption that you will be enrolled at least half-time for the semester. Any time you change your enrollment, ÐÓ°ÉÔ´´'s Office of Financial Aid must review your record and recalculate your aid. Learn how dropping classes or withdrawing can affect your financial aid.
Students are notified of ÐÓ°ÉÔ´´'s refund policy in the undergraduate and graduate catalogs (electronic and print versions) and on the ÐÓ°ÉÔ´´ website. Students are notified via e-mail of changes to their aid eligibility. View academic-related withdrawal/refund information.
All Federal loan borrowers must complete exit counseling if they are enrolled less than half-time, withdrawing from all classes, or graduating. Please  to log into your account and complete this process.
Learn valuable information about repaying your loans by viewing student loan debt management.
Student Rights and Responsibilities
A student who receives financial aid has the right to
Know how financial need was determined
Know how financial aid will be disbursed
Request an explanation of offered aid in the financial aid package
Refuse any aid offered
Request an explanation of ÐÓ°ÉÔ´´'s refund policy
Know what portion of financial aid must be repaid and what portion is a grant. If a loan has been offered and accepted, the student has the right to know the interest rate and loan repayment options and procedures
Examine the contents of aid records, provided a written request is made to ÐÓ°ÉÔ´´'s Office of Financial Aid in accordance with ÐÓ°ÉÔ´´'s Policy on Disclosure of Student Records.
A student who receives financial aid has the responsibility and is required to
Complete all requested forms accurately
Use all financial aid received solely for expenses related to attending ÐÓ°ÉÔ´´
Submit in a timely manner all additional documentation requested by the Office of Financial Aid
Know and understand the eligibility requirements for offered financial aid
Understand the rules and conditions for any financial aid awards received
Complete a Master Promissory Note (MPN) and entrance interview the first time a loan is received at ÐÓ°ÉÔ´´, while enrolled at least half-time
Reapply for financial aid each award year before the published deadlines
Inform the university promptly of changes in name, address, or e-mail address
ÐÓ°ÉÔ´´'s Student Loan Program Code of Conduct was adopted to ensure uniform student loan practices focusing on the best interest of student borrowers. The Student Loan Code of Conduct restrictions are defined to avoid any potential conflict of interest in the student financial aid process among school employees, lending institutions, and students and students' parents, legal guardians, and/or spouses. They include the following:
Revenue sharing prohibition: ÐÓ°ÉÔ´´ will not receive anything of value from any lending institution in exchange for an advantage sought by the lending institution.
Gift ban: ÐÓ°ÉÔ´´ employees with responsibility for financial aid work will not solicit or accept any gift from a lender, guarantor or servicer. A "gift" is defined as any gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary value of more than a small amount.
Advisory board compensation rules: ÐÓ°ÉÔ´´ employees with financial aid responsibility will not accept anything of value for serving on the advisory board of any lending institution.
Opportunity pools: ÐÓ°ÉÔ´´ will not request or accept from any lender any offer of funds to be used for private education loans, including funds for an opportunity pool loan, in exchange for ÐÓ°ÉÔ´´ providing concessions or promises of a specified number or volume of Title IV loans, or a preferred lender arrangement for Title IV loans.
Contract arrangement prohibition: ÐÓ°ÉÔ´´ employees, officers and agents with educational loan responsibilities will not accept any fee, payment or other financial benefit (including the opportunity to purchase stock) from a lender as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.
Staffing assistance ban: ÐÓ°ÉÔ´´ will not request or accept assistance from any lender to staff a call center or financial aid office.
Loan certification: ÐÓ°ÉÔ´´ employees will not refuse to certify or delay loan certification based on the borrower's selection of a particular lender or guarantor.
Assigning lenders: ÐÓ°ÉÔ´´ employees will not assign first-time borrowers to a particular lender.
Preferred lender guidelines/disclosures: ÐÓ°ÉÔ´´ will not use a Preferred Lender List. Students will be told that they have the right and responsibility to select the lender of their choice.
Learn how to file a complaint against ÐÓ°ÉÔ´´.
Cohort Default Rate
As of August 2025, ÐÓ°ÉÔ´´â€™s three-year cohort default rate is 0 percent. The national cohort default rate is 0 percent.
In the 2025–2026 aid year, 20.28 percent of ÐÓ°ÉÔ´´ students borrowed student loans to support their educational expenses.
Family Educational Rights and Privacy Act (FERPA)
The Family Educational Rights and Privacy Act of 1974 (FERPA), also known as the Buckley Amendment, was created to protect the privacy of students. FERPA affords students certain rights with respect to their educational records, including, but not limited to,
The right to inspect and review their records
The right to request changes to information the student believes to be inaccurate or misleading
The right to consent to disclosure of personally identifiable information
The right to prevent disclosure of directory information
The right to file a complaint with the U.S. Department of Education concerning FERPA violations
Visit FERPAÂ for detailed information about these rights.
Methods of Providing Consumer Information
ÐÓ°ÉÔ´´ Financial Aid provides information through various channels, including publications such as the university's financial aid brochure, website, MyÐÓ°ÉÔ´´, e-mails, and catalogs (electronic and print). ÐÓ°ÉÔ´´ Financial Aid e-mails a variety of important information to students via their primary e-mail addresses; we use e-mail as the primary means for contacting students. ÐÓ°ÉÔ´´ Financial Aid uses MyÐÓ°ÉÔ´´ and this website to notify students of any targeted or general announcements. Students can find other consumer information topics in consumer disclosures.
Glossary
View the glossary of financial aid terms at ÐÓ°ÉÔ´´.